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Market Commentary - Week of 7/1/13

PlanningWorks Presents:

 

WEEKLY ECONOMIC UPDATE

 

 

 

WEEKLY QUOTE

   

“Intelligence without ambition is a bird without wings.”

 

- Salvador Dalí

 

 

WEEKLY TIP

       

Consolidating your stray IRAs can mean fewer account statements, fewer account fees and less paperwork. 

 

 

WEEKLY RIDDLE

       

At a stop sign on a rural road, there are two trucks in front of a truck, two trucks behind a truck, and one truck in the middle of two trucks. How many trucks are there in total?

 

 

Last week’s riddle:

It can be told, made, cracked, and played. What is it?

 

Last week’s answer:

A joke.

 

 

Week of July 1, 2013

 

CHECKING IN ON THE CONSUMER

According to the Commerce Department, consumer spending improved 0.3% in May as consumer incomes increased 0.5%. The latest household sentiment polls seemed to reflect the good news. The Conference Board’s consumer confidence gauge hit 81.4 in June, the best mark since January 2008; the University of Michigan’s final June survey came in at 84.1, up from a preliminary reading of 82.7.1,2

 

Q1 GDP REVISED SIGNIFICANTLY DOWNWARD

The initial 2.4% estimate by the Bureau of Economic Analysis was scaled down to just 1.8% last week. Stocks advanced after the announcement, as less economic growth may give the Federal Reserve less incentive to taper QE3.3

 

IMPRESSIVE GAINS IN REAL ESTATE INDICATORS

New home sales rose another 2.1% in May, taking the annualized increase to 29.0%. In addition to that news from the Census Bureau, the National Association of Realtors reported a 6.7% rise in pending home sales in May (and a 12.1% yearly improvement in the category). The Case-Shiller Home Price Index had its best month ever: a 2.5% April gain with prices rising 12.1% in 12 months. Not all the news from the housing sector was positive – Freddie Mac said that the average rate on a 30-year home loan hit 4.46% last week, the highest in almost two years.1,4,5,6

 

SOLID WEEK, SOLID QUARTER, SUPERB FIRST HALF

The Dow advanced 0.74% for the week to 14,909.60, the S&P 500 rose 0.87% for the week to reach 1,606.28, and the NASDAQ wrapped up June at 3,403.25 after a 1.37% weekly gain. While the second quarter saw a 32.36% rise in the CBOE VIX, it also brought gains of 2.27% for the DJIA, 4.15% for the NASDAQ and 2.36% for the S&P, even as all three indices lost ground in June. The YTD gain below represents the DJIA’s best first half of a year since 1999.7 

 

THIS WEEK: On Monday, ISM presents its manufacturing PMI for June and the Census Bureau offers data on May construction spending. Tuesday brings federal government reports on May factory orders and June auto buying, and earnings from Constellation Brands. Wednesday, ISM puts out its June service sector PMI, and the latest initial jobless claims figures, the June ADP employment report and the June Challenger job-cut report all arrive; the NYSE wraps up trading at 1:00pm EST. Thursday is July 4th; correspondingly, America’s financial markets are closed. The Labor Department presents its June jobs report Friday, which is also when the biggest U.S. banks provide midyear stress test results to the Federal Reserve.

 

% CHANGE

Y-T-D

1-YR CHG

5-YR AVG

10-YR AVG

DJIA

+13.78

+18.31

+6.28

+6.59

NASDAQ

+12.71

+19.43

+9.39

+10.94

S&P 500

+12.63

+20.86

+5.13

+6.45

REAL YIELD

6/28 RATE

1 YR AGO

5 YRS AGO

10 YRS AGO

10 YR TIPS

0.53%

-0.48%

1.48%

1.90%

 


Sources: cnbc.com, bigcharts.com, treasury.gov - 6/28/137,8,9,10

Indices are unmanaged, do not incur fees or expenses, and cannot be invested into directly.

These returns do not include dividends.

 

 

Please feel free to forward this article to family, friends or colleagues.
If you would like us to add them to our distribution list, please reply with their address.
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PlanningWorks 2013 Half-Time Report

Click here to see slides: 2013 Half-Time Report.pdf

We thank our special guest speaker, Mike Stanfield – CEO of VSR Financial Services. Great discussion and his analysis of the events that took place in the first half of 2013, and how these events may possibly impact the remainder of the year.

IMG_2931.JPG

Market Commentary - Week of 6/24/13

PlanningWorks Presents:

 

WEEKLY ECONOMIC UPDATE

 

 

 

WEEKLY QUOTE

   

“Quality is not an act, it is a habit.”

 

- Aristotle

 

 

WEEKLY TIP

       

Give the quarterly investment statements you receive more than a glance. If there is a mistake, you have a chance to spot it now instead of having to find it later. 

 

 

WEEKLY RIDDLE

       

It can be told, made, cracked, and played. What is it?

 

 

Last week’s riddle:

You hold a sheet of cellophane. Fully unfolded, it is 3 feet long by 2 feet wide. How can you get two people to stand on it (when it is fully unfolded) in such a way that they can't touch or see each other?

 

Last week’s answer:

Slide the fully unfolded sheet under a door (or a sufficiently large partition that is not transparent or opaque) and have each person stand on the sheet while on either side of the door or partition.

 

 

June 24, 2013

 

FED OUTLINES END FOR STIMULUS, STOCKS SLIP

Last Wednesday, Federal Reserve Chairman Ben Bernanke shared the central bank’s vision for winding down its current aggressive easing effort – the potential tapering of QE3 by late 2013, and the end of the program by mid-2014 if economic conditions permit. Wall Street reacted abruptly – the Dow sank more than 550 points in less than two trading sessions. In the near term, the Fed will keep buying $85 billion in bonds per month and maintain interest rates at near-zero levels.1,2

 

 

INFLATION PRESSURE MINIMAL IN MAY

The 0.1% rise in the Consumer Price Index last month put yearly inflation at 1.4%, well under the Fed’s 2.0% target. Energy prices rose 0.4% in May but fell 1.0% in a year; medical costs declined 0.1% for May, the first monthly decrease since 1975.3

 

EXISTING HOME SALES IMPROVE

The National Association of Realtors reported a 4.2% jump in residential resales for May, with the

 annualized sales pace topping the 5 million mark for the first time in 3½ years. From May 2012 to May 2013, the median price of an existing home rose 15.4% to $208,000 as the number of listings on the market shrank 10.1%.4

 

LEADING INDICATORS EDGE NORTH 0.1% IN MAY

Slight improvement was seen in the Conference Board’s latest barometer of the economic outlook for the next 3-6 months, but economists surveyed by Bloomberg thought it would rise 0.2%. April’s gain was revised up to 0.8%.4

 

A WILD RIDE FOR STOCKS

Volatility was rampant last week on Wall Street, and so were losses. In five days, the S&P 500 slipped 2.11% to 1,592.43, the Dow lost 1.80% to 14,799.40 and the NASDAQ fell 1.94% to 3,357.25.5 

 

THIS WEEK: Nothing major is scheduled for Monday. Tuesday brings the April Case-Shiller and FHFA home price indices, the Conference Board’s June consumer confidence poll, reports on May hard goods orders and new home sales and earnings from Lennar, Carnival, Walgreens and Barnes & Noble. Wednesday, the Bureau of Economic Analysis publishes its final estimate of Q1 GDP, and earnings arrive from Monsanto, Bed Bath & Beyond and General Mills. The latest initial jobless claims figures come in Thursday, along with NAR’s report on May pending home sales, the Commerce Department’s report on May consumer spending and earnings news from KBHome, ConAgra, Nike and Accenture. Friday brings the final June University of Michigan consumer sentiment survey and earnings from Blackberry.

 

 

% CHANGE

Y-T-D

1-YR CHG

5-YR AVG

10-YR AVG

DJIA

+12.94

+17.70

+4.99

+6.08

NASDAQ

+11.19

+17.42

+7.91

+10.41

S&P 500

+11.66

+20.14

+4.17

+5.99

REAL YIELD

6/21 RATE

1 YR AGO

5 YRS AGO

10 YRS AGO

10 YR TIPS

0.59%

-0.47%

1.72%

1.77%

 


Sources: cnbc.com, usatoday.com, bigcharts.com, treasury.gov - 6/21/135,6,7,8,9

Indices are unmanaged, do not incur fees or expenses, and cannot be invested into directly.

These returns do not include dividends.

 

 

Please feel free to forward this article to family, friends or colleagues.
If you would like us to add them to our distribution list, please reply with their address.
We will contact them first and request their permission to add them to our list.

 

Market Commentary - Week of 6/17/13

 

PlanningWorks Presents:

 

WEEKLY ECONOMIC UPDATE

 

 

 

WEEKLY QUOTE

   

“Patriotism is easy to understand in America; it means looking out for yourself by looking out for your country.”

 

- Calvin Coolidge

 

 

WEEKLY TIP

       

A dollar available now is worth more than a dollar available in the future – not just because of long-term inflation, but because that now-available dollar can potentially earn interest. This truism is known as the time value of money.  

 

 

WEEKLY RIDDLE

       

You hold a sheet of cellophane. Fully unfolded, it is 3 feet long by 2 feet wide. How can you get two people to stand on it (when it is fully unfolded) in such a way that they can't touch or see each other?

 

 

Last week’s riddle:

What runs around a field, but doesn’t move?

 

Last week’s answer:

A fence.

 

 

Week of June 17, 2013

 

IMF: FED SHOULD WAIT 6 MONTHS TO TAPER QE3

On Friday, the International Monetary Fund called for the Federal Reserve to keep easing at current levels at least until the end of 2013 and to carefully manage any exit from QE3. In its annual review of the U.S. economy, the IMF characterized the March 1 federal budget cuts as “excessively rapid and ill-designed” and called for their repeal. It lowered its 2014 GDP projection for the U.S. to 2.7%. The IMF still projects U.S. growth for 2013 at 1.9%.1,2

 

RETAIL SALES UP 0.6% IN MAY

This Commerce Department announcement was a nice surprise, as retail purchases advanced just 0.1% in April. A 1.8% jump in car and truck sales was instrumental, though the pace of overall retail purchases still improved 0.3% for May with vehicle sales factored out.3

 

A NOTABLE RISE IN THE PPI

Increases in food and energy costs took the overall Producer Price Index 0.5% higher for May, with a surge in gasoline prices central to the advance. The core PPI (minus food and energy prices) rose 0.1% last month.1,4

     

HOUSEHOLD SENTIMENT SLIPS

On Friday, the University of Michigan’s preliminary June index of consumer sentiment came in at 82.7. That was a surprise to the downside; economists polled by Bloomberg had forecast a reading of 84.5, the index’s final mark for May.1

 

HEADWINDS BUFFET WALL STREET

The Dow fell 1.17% from June 10-14, closing at 15,070.18 Friday. Similar weekly losses plagued the NASDAQ (-1.32% to 3,423.56) and the S&P 500 (-1.01% to 1,626.73). Last week also brought a 12.62% rise for the CBOE VIX, which settled at 17.05 Friday.4

  

THIS WEEK: June’s NAHB housing market index comes out Monday, and a G8 summit begins in Ireland. Tuesday, the May Consumer Price Index arrives along with data on May housing starts; Adobe Systems and La-Z-Boy present earnings. Wall Street will be focused on the Federal Reserve’s latest policy announcement on Wednesday; in addition, earnings news rolls in from Red Hat, FedEx and Jabil Circuit. Thursday, NAR releases its report on May existing home sales and the Conference Board’s May index of leading indicators appears, complemented by earnings from Kroger, Rite Aid and Oracle. Friday is a quadruple witching day which also offers earnings from CarMax.

 

% CHANGE

Y-T-D

1-YR CHG

5-YR AVG

10-YR AVG

DJIA

+15.00

+19.11

+4.49

+6.53

NASDAQ

+13.38

+20.70

+7.90

+11.05

S&P 500

+14.06

+22.39

+3.92

+6.45

REAL YIELD

6/14 RATE

1 YR AGO

5 YRS AGO

10 YRS AGO

10 YR TIPS

0.09%

-0.47%

1.77%

1.51%

 


Sources: cnbc.com, bigcharts.com, treasury.gov - 6/14/134,5,6,7

Indices are unmanaged, do not incur fees or expenses, and cannot be invested into directly.

These returns do not include dividends.

 

 

Please feel free to forward this article to family, friends or colleagues.
If you would like us to add them to our distribution list, please reply with their address.
We will contact them first and request their permission to add them to our list.

Guide for a Growing Family

Are you expecting a child or grandchild in the coming months? Be sure to check out the link below for the “Guide for a Growing Family.” The guide outlines:

• Planning steps to take to ensure the family is protected
• Insurance considerations
• Investment-related actions, including reviewing the family budget and beginning education accounts
• Taking advantage of tax benefits – both deductions and credits

Click below!

Guide for a Growing Family.pdf

 

The Value of Money Management

THE VALUE OF MONEY MANAGEMENT

 

There are compelling reasons why advisors suggest third-party asset managers.

 

Presented by PlanningWorks

 

Why do advisors "hire out" the management of portfolios? Some investors are puzzled when financial services professionals recommend third-party asset managers to supervise their portfolios. Why would they recommend turning over the active management of the portfolio to someone else?

             

 

It may be the right thing to do. When this suggestion comes up, it isn’t because the financial advisor wants to retreat from responsibility. It is actually made in the best interest of the investor. The portfolio management capability and resources of a single financial professional or small financial consulting group can pale in comparison to what an outside money manager might provide.

 

Market Commentary - Week of 6/10/13

PlanningWorks Presents:

 

WEEKLY ECONOMIC UPDATE

 

 

 

WEEKLY QUOTE

   

“We are an impossibility in an impossible universe.”

 

- Ray Bradbury

 

 

WEEKLY TIP

       

You can’t control what happens with interest rates or stocks in the future; you can control the amount you save for retirement. Boosting your personal savings ratio may bring you closer toward your retirement savings objective.   

 

 

WEEKLY RIDDLE

       

What runs around a field, but doesn’t move?

 

 

Last week’s riddle:

There is a word that starts and ends with T, and contains “tea” as well. What word is this?

 

Last week’s answer:

Teapot.

 

 

Week of June 10, 2013

 

A REASSURING JOBS REPORT

A jittery Wall Street liked the big picture it saw in the Labor Department’s May employment report. The economy added 175,000 jobs last month: decent hiring growth, not dismaying to investors, yet not impressive enough to signal the Federal Reserve to taper off QE3. Economists polled by Bloomberg forecast payrolls rising by 163,000. The jobless rate ticked up to 7.6% in May as more people started looking for work; the private sector hired 178,000 new employees and the number of discouraged job seekers hit a 52-month low. The Dow had its best day since January on Friday, rising 207.50 in response.1,2

 

FACTORY ACTIVITY CONTRACTS IN MAY

That was the message sent by the Institute for Supply Management’s latest manufacturing PMI. The May reading dropped 1.7 points to 49.0%. On the other hand, the ISM service sector PMI rose 0.6 points in May to 53.7.3

 

FED BEIGE BOOK HINTS AT SLOWER GROWTH

The central bank’s latest anecdotal survey of businesses, lenders and other segments of the private sector noted “modest to moderate” economic expansion, as opposed to the “moderate” growth referenced in the previous edition. It did report a “moderate to strong pace” of expansion in the real estate sector.4

 

STOCKS RISE, 10-YEAR TIPS REAL YIELD GOES POSITIVE

Volatility didn’t stop stocks from advancing last week – the Dow rose 0.88% to 15,248.12, the NASDAQ 0.38% to 3,469.22 and the S&P 500 0.78% to 1,643.38. NYMEX crude soared 4.4% for the week to settle at $96.03 Friday. Another factoid of interest: the real yield of the 10-year note went into positive territory this week for the first time since January 23, 2012.2,5,6

  

THIS WEEK: The data stream looks to be fairly light this week. Monday offers earnings reports from Lululemon, Pep Boys and Annie’s. Nothing major is scheduled for Tuesday. Men’s Wearhouse and H&R Block announce quarterly results on Wednesday. Thursday, the Census Bureau provides its May retail sales report, Casey's General Store reports earnings, and the latest initial jobless claims figures arrive. Friday sees the release of May’s Producer Price Index, the Federal Reserve’s report on May industrial output and the University of Michigan’s preliminary June consumer sentiment survey.

 

% CHANGE

Y-T-D

1-YR CHG

5-YR AVG

10-YR AVG

DJIA

+16.36

+22.37

+4.98

+6.82

NASDAQ

+14.89

+22.54

+8.04

+11.32

S&P 500

+15.23

+24.97

+4.16

+6.64

REAL YIELD

6/7 RATE

1 YR AGO

5 YRS AGO

10 YRS AGO

10 YR TIPS

0.03%

-0.49%

1.47%

1.76%

 


Sources: barrons.com, usatoday.com, bigcharts.com, treasury.gov - 6/7/135,6,7,8

Indices are unmanaged, do not incur fees or expenses, and cannot be invested into directly.

These returns do not include dividends.

 

 

Please feel free to forward this article to family, friends or colleagues.
If you would like us to add them to our distribution list, please reply with their address.
We will contact them first and request their permission to add them to our list.

 

 

Market Commentary - Week of 6/3/13

PlanningWorks Presents:

 

WEEKLY ECONOMIC UPDATE

 

 

 

WEEKLY QUOTE

   

“It is not fair to ask of others what you are unwilling to do yourself.”

 

- Eleanor Roosevelt

 

 

WEEKLY TIP

       

Remember that a major life event may mean a change in your retirement, tax or estate planning approach.  

 

 

WEEKLY RIDDLE

       

There is a word that starts and ends with T, and contains “tea” as well. What word is this?

 

 

Last week’s riddle:

Rigid is my spine, my innards are mostly pale, yet I am always ready to tell a tale. What am I?

 

Last week’s answer:

A book.

 

 

Week of June 3, 2013

 

CONSUMERS UPBEAT IN MAY, SPEND LESS IN APRIL

Consumer spending slipped 0.2% in April, with a 4.4% drop in purchases of gas, electricity and other energy goods and services being a major influence. In better news, the Commerce Department noted a 3.4% rise in personal spending in Q1, and the two most-watched consumer confidence gauges beat consensus forecasts last week. The Conference Board’s May survey came in at 76.2, topping the 72.5 projected by analysts polled by Briefing.com. The final May consumer sentiment survey from the University of Michigan rose to 84.5; the same group of forecasters had projected it at 82.5.1,2

 

HOME PRICES GAIN NEARLY 11% IN A YEAR

To be precise, 10.9%: that was the 12-month improvement across 20 cities noted in the March edition of the S&P/Case-Shiller Home Price Index. In other housing news, the National Association of Realtors announced a 1.5% rise in pending home sales for April, bringing the annualized gain to 7.0%.3

 

AN UPDATE ON MEDICARE’S LONG-TERM HEALTH

Last week saw the release of the 2013 Medicare and Social Security trustee reports. While Social Security is still projected for a shortfall in 2033, Medicare’s board now forecasts that the program can run until 2026 without depleting its trust fund, citing projected savings from the Affordable Care Act. That is two years longer than previously projected. Friday, Health & Human Services secretary Kathleen Sebelius said she did not foresee an increase in Medicare Part B premiums in 2014.4

 

S&P 500 NOTCHES 7-MONTH WINNING STREAK

Even though it sank 1.14% for the week, the broad U.S. benchmark gained 2.08% for May, ending the month at 1,630.74. While the Dow (-1.23% to 15,115.57) and NASDAQ (-0.09% to 3,455.91) didn’t advance last week either, they respectively gained 1.86% and 3.82% last month.5

  

THIS WEEK: ISM’s May manufacturing PMI arrives Monday, plus Commerce Department figures on May auto sales. Tuesday, Dollar General announces Q1 earnings. Wednesday, ISM’s May service sector index comes out along with the May ADP employment report, a new Federal Reserve Beige Book and data on April factory orders; Q1 results arrive from Hovnanian and VeriFone. On Thursday, the Bank of England and European Central Bank wrap up policy meetings, and the May Challenger job cuts report comes out along with initial unemployment claims data and earnings from Ann and JM Smucker. Friday, the Labor Department releases the May employment report.

 

% CHANGE

Y-T-D

1-YR CHG

5-YR AVG

10-YR AVG

DJIA

+15.35

+21.96

+3.92

+7.08

NASDAQ

+14.45

+22.23

+7.40

+11.65

S&P 500

+14.34

+24.45

+3.29

+6.92

REAL YIELD

5/31 RATE

1 YR AGO

5 YRS AGO

10 YRS AGO

10 YR TIPS

-0.05%

-0.50%

1.58%

1.77%

 


Sources: cnbc.com, bigcharts.com, treasury.gov - 5/31/135,6,7,8

Indices are unmanaged, do not incur fees or expenses, and cannot be invested into directly.

These returns do not include dividends.

 

 

Please feel free to forward this article to family, friends or colleagues.
If you would like us to add them to our distribution list, please reply with their address.
We will contact them first and request their permission to add them to our list.

 

 

Investing at an Early Age

INVESTING AT AN EARLY AGE

The benefits of advance retirement planning.

Presented by PlanningWorks

You’ve probably been told at least a few times in your life that you should be putting money aside “for a rainy day”, but perhaps it hasn’t yet crossed your mind to begin planning, specifically, for your future retirement. If you think it’s too early, or if you feel you’re not yet ready, financially … think again. Even with a certain amount of debt from car payments, student loans, and living expenses, there are several different ways that a young person can invest their money (and their time) wisely.

Market Commentary - Week of 5/27/13

 

PlanningWorks Presents:

 

WEEKLY ECONOMIC UPDATE

 

 

 

WEEKLY QUOTE

   

“Let him who would enjoy a good future waste none of his present.”

 

- Roger Babson

 

 

WEEKLY TIP

       

What’s more important for a young couple: an emergency fund, or saving for a down payment on a home? The emergency fund gets the nod if your finances allow you to save toward only one of these two financial objectives.  

 

 

WEEKLY RIDDLE

       

Rigid is my spine, my innards are mostly pale, yet I am always ready to tell a tale. What am I? 

 

 

Last week’s riddle:

What should the next number be in this series: 103, 107, 109, 113, 127 ...

 

Last week’s answer:

131, as the whole series is made up of prime numbers.

 

 

Week of May 27, 2013

APRIL DATA AFFIRMS HOUSING REBOUND

Last month brought a 2.3% gain in new home sales and an 0.6% increase in existing home sales. Distressed properties (short sales and foreclosures) represented only 18% of residential resales in April, the National Association of Realtors noted; compare that with 28% of sales in April 2012. NAR also announced that the median existing home price was $192,800 in April, 11.0% higher than a year ago. The pace of new home buying has improved 29.0% in the past 12 months, according to the Census Bureau.1,2

 

FED MINUTES DISCLOSE THOUGHTS OF TAPERING QE3

The May 1 Federal Open Market Committee minutes were released last Wednesday, shortly after Federal Reserve chairman Ben Bernanke mentioned the need to sustain the central bank’s current stimulus effort in Congress. The minutes, however, noted that “a number” of Fed officials were open to scaling down QE3 as soon as June if economic indicators sufficiently improved. Concern and confusion about these mixed messages put more volatility into the markets and factored into a 3-day losing streak for the S&P 500.3

 

DURABLE GOODS ORDERS UP 3.3% IN APRIL

This contrasts with March’s 5.9% decrease. With transportation orders factored out, the April increase was still 1.3%. Census Bureau reports have noted improvements in hard goods orders in two of the past three months, even with the sequester.4

 

RUSSELL 2000 REACHES A MILESTONE

While the small-cap benchmark fell 1.20% last week, it also made history on May 20: it attained the 1,000 level for the first time. The RUT settled Friday at 984.28. The S&P 500 (-1.07% to 1,649.61), DJIA (-0.33% to 15,303.10) and NASDAQ (-1.14% to 3,459.14) all slipped last week.4,5,6,7

  

THIS WEEK: U.S. financial markets are closed Monday in observance of Memorial Day. Tuesday sees the release of the March S&P/Case-Shiller Home Price Index, the Conference Board’s May consumer confidence survey and earnings from Tiffany & Co. and Wet Seal. DSW and Chico’s announce Q1 results on Wednesday. In addition to new initial jobless claims figures, Thursday offers NAR’s report on April pending home sales, the federal government’s second estimate of Q1 GDP, and earnings from Krispy Kreme, BigLots! and Costco. Friday, the Commerce Department issues its report on April personal spending and the University of Michigan’s final May consumer sentiment survey arrives.

 

% CHANGE

Y-T-D

1-YR CHG

5-YR AVG

10-YR AVG

DJIA

+16.78

+22.13

+4.52

+7.79

NASDAQ

+14.56

+21.83

+8.30

+12.91

S&P 500

+15.66

+24.91

+3.98

+7.68

REAL YIELD

5/24 RATE

1 YR AGO

5 YRS AGO

10 YRS AGO

10 YR TIPS

-0.26%

-0.38%

1.36%

1.72%

 


Sources: usatoday.com, thestreet.com, bigcharts.com, treasury.gov - 5/24/134,7,8,9,10

Indices are unmanaged, do not incur fees or expenses, and cannot be invested into directly.

These returns do not include dividends.

 

 

Please feel free to forward this article to family, friends or colleagues.
If you would like us to add them to our distribution list, please reply with their address.
We will contact them first and request their permission to add them to our list.

 

 

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